Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$530,250$494,910
Remaining term (yrs)26.330.0
Secondary amount$0$0
Funding fee$2,651$0
Note rate6.480%7.400%
Blended rate6.480%7.640%
1st payment$3,497.75$3,426.66
2nd payment$0.00$0.00
Taxes / mo$217.92$217.92
Insurance / mo$166.67$166.67
MI / mo$0.00$98.98
HOA / mo$60.00$60.00
Total monthly$3,942.33$3,970.22
Cash to close$19,650$54,990