Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$249,226$247,500
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$1,246$0
Note rate7.170%7.400%
Blended rate7.170%7.640%
1st payment$1,728.27$1,713.64
2nd payment$0.00$0.00
Taxes / mo$158.75$158.75
Insurance / mo$150.00$150.00
MI / mo$0.00$49.50
HOA / mo$0.00$0.00
Total monthly$2,037.02$2,071.89
Cash to close$25,774$27,500