Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$381,228$359,910
Remaining term (yrs)28.730.0
Secondary amount$0$0
Funding fee$1,906$0
Note rate6.810%7.320%
Blended rate6.810%7.560%
1st payment$2,519.00$2,472.33
2nd payment$0.00$0.00
Taxes / mo$174.25$174.25
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$25.00$25.00
Total monthly$2,868.25$2,893.56
Cash to close$18,672$39,990