Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$613,050$613,050$607,410
Remaining term (yrs)28.828.830.0
Secondary amount$0$28,105$0
Funding fee$3,065$3,065$0
Note rate6.810%6.810%7.400%
Blended rate6.810%7.032%7.640%
1st payment$4,047.04$4,047.04$4,205.58
2nd payment$0.00$278.12$0.00
Taxes / mo$348.42$348.42$348.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$121.48
HOA / mo$161.00$161.00$161.00
Total monthly$4,723.12$5,001.24$5,003.15
Cash to close$61,850$33,745$67,490