Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$333,342$333,342$350,910
Remaining term (yrs)27.227.230.0
Secondary amount$0$37,063$0
Funding fee$0$0$0
Note rate7.290%7.290%7.400%
Blended rate7.840%8.244%7.640%
1st payment$2,346.97$2,346.97$2,429.63
2nd payment$0.00$366.77$0.00
Taxes / mo$101.00$101.00$101.00
Insurance / mo$150.00$150.00$150.00
MI / mo$157.06$157.06$70.18
HOA / mo$0.00$0.00$0.00
Total monthly$2,755.03$3,121.81$2,750.81
Cash to close$56,558$19,495$38,990