Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$353,620$356,400
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,768$0
Note rate6.780%7.400%
Blended rate6.780%7.640%
1st payment$2,352.22$2,467.64
2nd payment$0.00$0.00
Taxes / mo$222.58$222.58
Insurance / mo$150.00$150.00
MI / mo$0.00$71.28
HOA / mo$7.08$7.08
Total monthly$2,731.88$2,918.58
Cash to close$42,380$39,600