Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$71,194$71,194$179,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$108,716$0
Funding fee$356$356$0
Note rate2.980%2.980%7.320%
Blended rate2.980%6.013%7.560%
1st payment$346.34$346.34$1,235.86
2nd payment$0.00$724.78$0.00
Taxes / mo$85.92$85.92$85.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$35.98
HOA / mo$0.00$0.00$0.00
Total monthly$582.26$1,307.03$1,507.76
Cash to close$128,706$19,990$19,990