Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$804,286$773,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$4,021$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$5,256.90$5,358.40
2nd payment$0.00$0.00
Taxes / mo$296.58$296.58
Insurance / mo$216.67$216.67
MI / mo$0.00$154.78
HOA / mo$50.00$50.00
Total monthly$5,820.15$6,076.43
Cash to close$55,614$85,990