Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,099$404,910
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,120$0
Note rate6.650%7.400%
Blended rate6.650%7.640%
1st payment$2,833.63$2,803.52
2nd payment$0.00$0.00
Taxes / mo$255.75$255.75
Insurance / mo$150.00$150.00
MI / mo$0.00$80.98
HOA / mo$35.00$35.00
Total monthly$3,274.38$3,325.25
Cash to close$25,801$44,990