Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$517,411$517,411$562,410
Remaining term (yrs)27.527.530.0
Secondary amount$0$44,999$0
Funding fee$0$0$0
Note rate6.880%6.880%7.320%
Blended rate7.430%7.556%7.560%
1st payment$3,489.43$3,489.43$3,863.37
2nd payment$0.00$337.49$0.00
Taxes / mo$192.17$192.17$192.17
Insurance / mo$166.67$166.67$166.67
MI / mo$243.33$243.33$112.48
HOA / mo$97.00$97.00$97.00
Total monthly$4,188.59$4,526.08$4,431.68
Cash to close$107,489$62,490$62,490