Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$269,060$269,060$314,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$45,850$0
Funding fee$1,345$1,345$0
Note rate3.140%3.140%7.320%
Blended rate3.140%3.993%7.560%
1st payment$1,287.15$1,287.15$2,163.21
2nd payment$0.00$343.87$0.00
Taxes / mo$106.50$106.50$106.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,543.65$1,887.52$2,482.70
Cash to close$80,840$34,990$34,990