Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$157,912$152,910
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$790$0
Note rate6.820%7.400%
Blended rate6.820%7.640%
1st payment$1,058.78$1,058.72
2nd payment$0.00$0.00
Taxes / mo$41.17$41.17
Insurance / mo$150.00$150.00
MI / mo$0.00$30.58
HOA / mo$0.00$0.00
Total monthly$1,249.95$1,280.47
Cash to close$11,988$16,990