Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$308,820$144,000
Remaining term (yrs)26.130.0
Secondary amount$0$0
Funding fee$1,544$0
Note rate6.950%7.400%
Blended rate6.950%7.640%
1st payment$2,134.78$997.03
2nd payment$0.00$0.00
Taxes / mo$189.42$189.42
Insurance / mo$150.00$150.00
MI / mo$0.00$28.80
HOA / mo$0.00$0.00
Total monthly$2,474.20$1,365.24
Cash to close$0$16,000