Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$384,014$350,910
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,920$0
Note rate6.260%7.400%
Blended rate6.260%7.640%
1st payment$2,385.34$2,429.63
2nd payment$0.00$0.00
Taxes / mo$106.08$106.08
Insurance / mo$150.00$150.00
MI / mo$0.00$70.18
HOA / mo$0.00$0.00
Total monthly$2,641.43$2,755.90
Cash to close$5,886$38,990