Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$280,313$274,500
Remaining term (yrs)29.230.0
Secondary amount$0$0
Funding fee$1,402$0
Note rate6.230%7.400%
Blended rate6.230%7.640%
1st payment$1,735.76$1,900.58
2nd payment$0.00$0.00
Taxes / mo$192.42$192.42
Insurance / mo$150.00$150.00
MI / mo$0.00$54.90
HOA / mo$35.00$35.00
Total monthly$2,113.18$2,332.90
Cash to close$24,687$30,500