Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$709,159$709,159$719,999
Remaining term (yrs)28.528.530.0
Secondary amount$0$50,840$0
Funding fee$3,546$3,546$0
Note rate6.650%6.650%7.320%
Blended rate6.650%7.000%7.560%
1st payment$4,620.22$4,620.22$4,945.89
2nd payment$0.00$503.11$0.00
Taxes / mo$95.00$95.00$95.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$144.00
HOA / mo$0.00$0.00$0.00
Total monthly$4,931.89$5,435.00$5,401.56
Cash to close$90,840$40,000$80,000