Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$650,705$625,500
Remaining term (yrs)23.330.0
Secondary amount$0$0
Funding fee$3,254$0
Note rate6.600%7.400%
Blended rate6.600%7.640%
1st payment$4,553.92$4,330.84
2nd payment$0.00$0.00
Taxes / mo$212.75$212.75
Insurance / mo$166.67$166.67
MI / mo$0.00$125.10
HOA / mo$50.00$50.00
Total monthly$4,983.33$4,885.35
Cash to close$44,295$69,500