Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$371,055$368,910
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,855$0
Note rate6.350%7.400%
Blended rate6.350%7.640%
1st payment$2,331.06$2,554.26
2nd payment$0.00$0.00
Taxes / mo$101.67$101.67
Insurance / mo$150.00$150.00
MI / mo$0.00$73.78
HOA / mo$0.00$0.00
Total monthly$2,582.72$2,879.71
Cash to close$38,845$40,990