Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$441,190$437,399
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.990%7.400%
Blended rate7.540%7.640%
1st payment$3,001.27$3,028.46
2nd payment$0.00$0.00
Taxes / mo$165.08$165.08
Insurance / mo$166.67$166.67
MI / mo$206.97$87.48
HOA / mo$50.00$50.00
Total monthly$3,589.99$3,497.69
Cash to close$44,809$48,600