Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$278,150$270,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,391$0
Note rate6.990%7.320%
Blended rate6.990%7.560%
1st payment$1,894.01$1,854.71
2nd payment$0.00$0.00
Taxes / mo$183.58$183.58
Insurance / mo$150.00$150.00
MI / mo$0.00$54.00
HOA / mo$0.00$0.00
Total monthly$2,227.60$2,242.30
Cash to close$21,850$30,000