Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$227,658$227,658$449,910
Remaining term (yrs)23.923.930.0
Secondary amount$0$222,252$0
Funding fee$1,138$1,138$0
Note rate2.960%2.960%7.320%
Blended rate2.960%5.326%7.560%
1st payment$1,102.53$1,102.53$3,090.57
2nd payment$0.00$1,435.38$0.00
Taxes / mo$175.50$175.50$175.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,444.70$2,880.08$3,522.72
Cash to close$272,242$49,990$49,990