Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$396,550$359,100
Remaining term (yrs)26.430.0
Secondary amount$0$0
Funding fee$1,983$0
Note rate6.650%7.400%
Blended rate6.650%7.640%
1st payment$2,652.59$2,486.34
2nd payment$0.00$0.00
Taxes / mo$176.58$176.58
Insurance / mo$150.00$150.00
MI / mo$0.00$71.82
HOA / mo$45.00$45.00
Total monthly$3,024.17$2,929.74
Cash to close$2,450$39,900