Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$329,388$313,200
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.390%7.320%
Blended rate6.940%7.560%
1st payment$2,141.23$2,151.47
2nd payment$0.00$0.00
Taxes / mo$174.33$174.33
Insurance / mo$150.00$150.00
MI / mo$157.06$62.64
HOA / mo$4.17$4.17
Total monthly$2,626.79$2,542.61
Cash to close$18,612$34,800