Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$77,508$77,508$193,410
Remaining term (yrs)23.623.630.0
Secondary amount$0$115,902$0
Funding fee$388$388$0
Note rate3.330%3.330%7.320%
Blended rate3.330%6.129%7.560%
1st payment$393.89$393.89$1,328.59
2nd payment$0.00$772.68$0.00
Taxes / mo$33.50$33.50$33.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$38.68
HOA / mo$0.00$0.00$0.00
Total monthly$577.39$1,350.07$1,550.77
Cash to close$137,392$21,490$21,490