Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$595,687$554,310
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,978$0
Note rate6.350%7.320%
Blended rate6.350%7.560%
1st payment$3,857.24$3,807.73
2nd payment$0.00$0.00
Taxes / mo$386.83$386.83
Insurance / mo$166.67$166.67
MI / mo$0.00$110.86
HOA / mo$0.00$0.00
Total monthly$4,410.74$4,472.09
Cash to close$20,213$61,590