Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,610$248,310
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$1,313$0
Note rate6.650%7.400%
Blended rate6.650%7.640%
1st payment$1,710.93$1,719.25
2nd payment$0.00$0.00
Taxes / mo$65.25$65.25
Insurance / mo$150.00$150.00
MI / mo$0.00$49.66
HOA / mo$0.00$0.00
Total monthly$1,926.18$1,984.16
Cash to close$13,290$27,590