Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$617,103$607,500
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$3,086$0
Note rate6.770%7.320%
Blended rate6.770%7.560%
1st payment$4,121.76$4,173.10
2nd payment$0.00$0.00
Taxes / mo$202.92$202.92
Insurance / mo$166.67$166.67
MI / mo$0.00$121.50
HOA / mo$0.00$0.00
Total monthly$4,491.34$4,664.19
Cash to close$57,897$67,500