Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$596,168$596,168$675,000
Remaining term (yrs)25.225.230.0
Secondary amount$0$78,832$0
Funding fee$2,981$2,981$0
Note rate2.880%2.880%7.320%
Blended rate2.880%3.595%7.560%
1st payment$2,764.96$2,764.96$4,636.78
2nd payment$0.00$591.24$0.00
Taxes / mo$603.83$603.83$603.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$66.00$66.00$66.00
Total monthly$3,651.46$4,242.70$5,658.28
Cash to close$153,832$75,000$75,000