Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$366,196$346,500
Remaining term (yrs)28.430.0
Secondary amount$0$0
Funding fee$1,831$0
Note rate6.760%7.320%
Blended rate6.760%7.560%
1st payment$2,414.48$2,380.21
2nd payment$0.00$0.00
Taxes / mo$216.42$216.42
Insurance / mo$150.00$150.00
MI / mo$0.00$69.30
HOA / mo$30.00$30.00
Total monthly$2,810.90$2,845.93
Cash to close$18,804$38,500