Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$387,675$382,410
Remaining term (yrs)26.930.0
Secondary amount$0$0
Funding fee$1,938$0
Note rate7.090%7.400%
Blended rate7.090%7.640%
1st payment$2,686.53$2,647.73
2nd payment$0.00$0.00
Taxes / mo$263.17$263.17
Insurance / mo$150.00$150.00
MI / mo$0.00$76.48
HOA / mo$40.00$40.00
Total monthly$3,139.69$3,177.38
Cash to close$37,225$42,490