Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$433,989$417,150
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.810%7.400%
Blended rate7.360%7.640%
1st payment$2,934.66$2,888.26
2nd payment$0.00$0.00
Taxes / mo$245.58$245.58
Insurance / mo$166.67$166.67
MI / mo$206.11$83.43
HOA / mo$45.00$45.00
Total monthly$3,598.02$3,428.94
Cash to close$29,511$46,350