Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$361,897$337,410
Remaining term (yrs)25.630.0
Secondary amount$0$0
Funding fee$0$0
Note rate5.110%7.400%
Blended rate5.960%7.640%
1st payment$2,108.19$2,336.16
2nd payment$0.00$0.00
Taxes / mo$226.42$226.42
Insurance / mo$150.00$150.00
MI / mo$274.72$67.48
HOA / mo$16.67$16.67
Total monthly$2,776.00$2,796.73
Cash to close$13,003$37,490