Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$230,005$211,500
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$1,150$0
Note rate6.280%7.320%
Blended rate6.280%7.560%
1st payment$1,482.73$1,452.86
2nd payment$0.00$0.00
Taxes / mo$38.33$38.33
Insurance / mo$150.00$150.00
MI / mo$0.00$42.30
HOA / mo$0.00$0.00
Total monthly$1,671.06$1,683.49
Cash to close$4,995$23,500