Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$145,610$145,610$256,500
Remaining term (yrs)21.921.930.0
Secondary amount$0$110,890$0
Funding fee$728$728$0
Note rate3.810%3.810%7.320%
Blended rate3.810%5.621%7.560%
1st payment$815.46$815.46$1,761.98
2nd payment$0.00$739.27$0.00
Taxes / mo$183.83$183.83$183.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$51.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,149.29$1,888.55$2,147.11
Cash to close$139,390$28,500$28,500