Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$614,511$576,000
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$3,073$0
Note rate6.170%7.400%
Blended rate6.170%7.640%
1st payment$3,785.25$3,988.11
2nd payment$0.00$0.00
Taxes / mo$321.08$321.08
Insurance / mo$166.67$166.67
MI / mo$0.00$115.20
HOA / mo$74.00$74.00
Total monthly$4,347.00$4,665.06
Cash to close$25,489$64,000