Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$730,319$730,319$719,910
Remaining term (yrs)29.029.030.0
Secondary amount$0$29,586$0
Funding fee$3,652$3,652$0
Note rate6.350%6.350%7.320%
Blended rate6.350%6.565%7.560%
1st payment$4,588.04$4,588.04$4,945.28
2nd payment$0.00$292.78$0.00
Taxes / mo$228.17$228.17$228.17
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$0.00$0.00$0.00
Total monthly$5,032.87$5,325.65$5,534.10
Cash to close$69,581$39,995$79,990