Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$351,752$305,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,759$0
Note rate5.125%7.400%
Blended rate5.125%7.640%
1st payment$1,971.04$2,118.06
2nd payment$0.00$0.00
Taxes / mo$223.58$223.58
Insurance / mo$150.00$150.00
MI / mo$0.00$61.18
HOA / mo$40.00$40.00
Total monthly$2,384.63$2,592.82
Cash to close$0$33,990