Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$606,229$575,910
Remaining term (yrs)28.930.0
Secondary amount$0$0
Funding fee$3,031$0
Note rate6.720%7.400%
Blended rate6.720%7.640%
1st payment$3,962.38$3,987.48
2nd payment$0.00$0.00
Taxes / mo$285.83$285.83
Insurance / mo$166.67$166.67
MI / mo$0.00$115.18
HOA / mo$50.00$50.00
Total monthly$4,464.88$4,605.17
Cash to close$33,671$63,990