Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$107,392$123,300
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$537$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$739.04$853.70
2nd payment$0.00$0.00
Taxes / mo$49.92$49.92
Insurance / mo$150.00$150.00
MI / mo$0.00$24.66
HOA / mo$0.00$0.00
Total monthly$938.96$1,078.28
Cash to close$29,608$13,700