Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$92,790$106,200
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$464$0
Note rate6.770%7.320%
Blended rate6.770%7.560%
1st payment$616.62$729.52
2nd payment$0.00$0.00
Taxes / mo$76.08$76.08
Insurance / mo$150.00$150.00
MI / mo$0.00$21.24
HOA / mo$0.00$0.00
Total monthly$842.70$976.84
Cash to close$25,210$11,800