Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,441$265,500
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$1,372$0
Note rate3.760%7.400%
Blended rate3.760%7.640%
1st payment$1,393.09$1,838.27
2nd payment$0.00$0.00
Taxes / mo$181.25$181.25
Insurance / mo$150.00$150.00
MI / mo$0.00$53.10
HOA / mo$0.00$0.00
Total monthly$1,724.34$2,222.62
Cash to close$20,559$29,500