Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$314,772$287,910
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.660%7.320%
Blended rate7.210%7.560%
1st payment$2,082.19$1,977.74
2nd payment$0.00$0.00
Taxes / mo$184.83$184.83
Insurance / mo$150.00$150.00
MI / mo$148.51$57.58
HOA / mo$198.00$198.00
Total monthly$2,763.53$2,568.16
Cash to close$5,128$31,990