Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$226,991$224,910
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.690%7.400%
Blended rate7.240%7.640%
1st payment$1,519.05$1,557.23
2nd payment$0.00$0.00
Taxes / mo$123.00$123.00
Insurance / mo$150.00$150.00
MI / mo$108.01$44.98
HOA / mo$105.00$105.00
Total monthly$2,005.06$1,980.21
Cash to close$22,909$24,990