Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$468,755$449,999
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,344$0
Note rate6.300%7.400%
Blended rate6.300%7.640%
1st payment$2,926.74$3,115.70
2nd payment$0.00$0.00
Taxes / mo$277.58$277.58
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$18.75$18.75
Total monthly$3,389.74$3,668.70
Cash to close$31,244$50,000