Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$208,786$207,000
Remaining term (yrs)27.630.0
Secondary amount$0$0
Funding fee$1,044$0
Note rate7.100%7.400%
Blended rate7.100%7.640%
1st payment$1,436.80$1,433.23
2nd payment$0.00$0.00
Taxes / mo$129.42$129.42
Insurance / mo$150.00$150.00
MI / mo$0.00$41.40
HOA / mo$149.00$149.00
Total monthly$1,865.22$1,903.04
Cash to close$21,214$23,000