Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$187,504$187,504$386,550
Remaining term (yrs)19.319.330.0
Secondary amount$0$199,046$0
Funding fee$938$938$0
Note rate2.730%2.730%7.320%
Blended rate2.730%5.444%7.560%
1st payment$1,034.31$1,034.31$2,655.33
2nd payment$0.00$1,326.98$0.00
Taxes / mo$203.17$203.17$203.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$77.31
HOA / mo$62.00$62.00$62.00
Total monthly$1,449.47$2,776.45$3,147.81
Cash to close$241,996$42,950$42,950