Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$247,859$247,500
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$1,239$0
Note rate6.300%7.400%
Blended rate6.300%7.640%
1st payment$1,549.08$1,713.64
2nd payment$0.00$0.00
Taxes / mo$69.17$69.17
Insurance / mo$150.00$150.00
MI / mo$0.00$49.50
HOA / mo$0.00$0.00
Total monthly$1,768.25$1,982.31
Cash to close$27,141$27,500