Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$166,634$166,634$296,910
Remaining term (yrs)23.423.430.0
Secondary amount$0$130,276$0
Funding fee$833$833$0
Note rate3.450%3.450%7.400%
Blended rate3.450%5.446%7.640%
1st payment$861.28$861.28$2,055.74
2nd payment$0.00$868.51$0.00
Taxes / mo$214.25$214.25$214.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.38
HOA / mo$28.00$28.00$28.00
Total monthly$1,253.53$2,122.04$2,507.38
Cash to close$163,266$32,990$32,990