Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$349,019$317,250
Remaining term (yrs)29.630.0
Secondary amount$0$0
Funding fee$1,745$0
Note rate6.360%7.400%
Blended rate6.360%7.640%
1st payment$2,180.11$2,196.57
2nd payment$0.00$0.00
Taxes / mo$193.50$193.50
Insurance / mo$150.00$150.00
MI / mo$0.00$63.45
HOA / mo$240.00$240.00
Total monthly$2,763.61$2,843.52
Cash to close$3,481$35,250