Dan Frey Home Loans
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$355,268$359,910
Remaining term (yrs)29.330.0
Secondary amount$0$0
Funding fee$1,776$0
Note rate6.210%7.400%
Blended rate6.210%7.640%
1st payment$2,193.12$2,491.94
2nd payment$0.00$0.00
Taxes / mo$215.58$215.58
Insurance / mo$150.00$150.00
MI / mo$0.00$71.98
HOA / mo$224.00$224.00
Total monthly$2,782.71$3,153.51
Cash to close$44,632$39,990